Pensions
Retirement Planning
We all need to plan for our Retirement.
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Saving on a regular basis or adding lump sums, a Pension is the most tax efficient way to provide an income in retirement. Currently the government provide tax relief on your contributions at your marginal rate.
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As an example: John is a basic rate tax payer, he contributes a gross amount each month to his personal pension of £200. He actually only pays £160 from his bank as the government provide the extra £40 each month in Tax Relief.
Pensions
There are many Pensions available including Personal, Workplace and Company are just 3 options.
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It is really important to get the correct advice on the best way to save for your retirement, how much to contribute, how its invested, what is the best way to pay into the pension to get the best and correct Tax Advantage.
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The good news is that we specialise in Pension Planning, from New Pensions to amalgamating your Pensions and of course - when the time comes - the best way to access your Pension to provide Tax Free Cash and provide income.
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Please do not leave it to chance - hoping you have made the right choice - talk to us first !